Posted on 8:39:00 AM
not that i'm telling you not to... it's me...
i don't dare to speak bcoz of this terrible sorethroat i'm having...
it hurts even more if i swallow my saliva...
i guess it's time i went to see the Doctor...
Posted on 9:40:00 AM
I'm reactivating this site as an effort to save money for my Spain trip next year!
Posted on 2:45:00 PM
Labels:
the end
because i'm moving on to something new.
so, see you there! ;)
2678 has left the building!
i'm thinking of taking a hiatus from blogging for a while.
why?
my work is in a mess
my house is in a mess
my finance is in a mess
my mind is in a mess
my life is in a mess
and i think this blog is also in a mess
it's ALL in a huge pile of mess that serves no purpose whatsoever!
i need to clear things up and reorganize my entire life!
reorganize. reprioritise.
hahahah.. sounds so serious, aye?
no... not really... it's not as bad as i made it sound to be.
c'est comme çi comme ça.
As i mentioned in my previous entry, i have changed my atm card to the new visa debit.
i used it last tuesday, which incidently is my payday, to fill in the car fuel. went to petronas and paid via the petrol kiosk instead of going to the counter to pay.
the weird thing i noticed while fueling is, the system didn't ask me for the amount. previously, it would ask whether to fill in 'full' or 'certain amount', right? but i thought, perhaps i'll just fill in rm50 and it will automatically deduct it from my account.
came into the office, decided to do my monthly budgeting, went into my maybank2u and voila! the today's transaction history shows one 'pre-auth debit' transaction which i'm sure i didn't conduct! and the amount deducted is rm150. 1-5-0 i tell you. that's no small amount.
thinking that it's very strange, i decided to call maybank.
to make a long story short, the way the maybank customer service officer told me, it sounded like a normal thing whenever you fuel at petrol kiosks. what?
regardless of the amount filled, the system will deduct rm150 from your account and the balance will be credited back into your account once the merchant has 'claimed' the actual amount transacted.
again, what?
and that's within, 2-3 working days.
WHAT!?!
i was also told, that in order to avoid this, i had better pay at the counter since there the cashier can immediately deduct the required amount.
if that's the case, can somebody tell me why, in the first place, we have those kiosks installed?
i know some of you out there might already encountered the same problem as i did. because, the CSO didn't even need to go into my account to know what my problem was.
but my question is this.
how can they, be it Maybank or the merchant or the petrol kiosk system, simply deduct more than what was transacted from the account? i don't think that's right. and to hold the money for 2-3 working days... ? you can do so many things with that amount, during that period of time... e.g. invest, cycle capital... and what if the merchant, worst case, claimed more than what was transacted? waht will happen then?
if i didn't happen to check my transact-history, i wouldn't have known this. i wasn't even informed about it when i changed the card. this thing should at least be communicated.
lucky it was tuesday and i have money to spare.
imagine if it was thurs/friday and you really need that money for something over the weekend???
definitely not right...
need to bring this up to the relevant authorities...
